chore: guardrails from the #19 retro - #48

Node.js 20 is deprecated. The following actions target Node.js 20 but are being forced to run on Node.js 24: actions/cache@v4, actions/github-script@f28e40c7f34bde8b3046d885e986cb6290c5673b, actions/setup-node@v4, pnpm/action-setup@v4. For more information see: https://github.blog/changelog/2025-09-19-deprecation-of-node-20-on-github-actions-runners/