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Full detail: Where this data comes from
Method Financial provides an embedded liability connectivity and payments API that lets developers identify, retrieve, and pay down a consumer's debts (credit cards, student loans, auto loans, mortgages, personal loans) across a network of 15,000+ financial institutions. The REST API exposes entities, accounts, payments, merchants, connect (liability discovery), transactions, and webhooks, authenticated with a Bearer API key.
APIs.json: https://raw.githubusercontent.com/api-evangelist/method-fi/refs/heads/main/apis.yml
- FinTech
- Payments
- Liabilities
- Debt
- Embedded Finance
- Created: 2026-06-20
- Modified: 2026-06-20
Create and manage Entities - the individuals and corporations that own accounts - along with their identities, credit scores, attributes, products, and KYC/KBA/SMS verification sessions.
- Human URL: https://docs.methodfi.com/api/core/entities/object
- Base URL:
https://production.methodfi.com
- Entities
- KYC
- Identity
- Documentation
- API Reference
- OpenAPI — OpenAPI Specification
- Postman Collection — Postman Collection 2.1
- Open Collection — Open Collection 1.0
Create and retrieve Accounts - the liability and asset accounts linked to an entity - with real-time balances, payoffs, transactions, attributes, and account verification sessions.
- Human URL: https://docs.methodfi.com/api/core/accounts/object
- Base URL:
https://production.methodfi.com
- Accounts
- Liabilities
- Balances
- Documentation
- API Reference
- OpenAPI — OpenAPI Specification
- Postman Collection — Postman Collection 2.1
- Open Collection — Open Collection 1.0
Move funds electronically by pulling from a source account and sending to a destination liability or asset account, with payment reversals for balancing unsuccessful payments. Settlement occurs in 1-3 business days.
- Human URL: https://docs.methodfi.com/api/core/payments/object
- Base URL:
https://production.methodfi.com
- Payments
- ACH
- Debt Payoff
- Documentation
- API Reference
- OpenAPI — OpenAPI Specification
- Postman Collection — Postman Collection 2.1
- Open Collection — Open Collection 1.0
List and retrieve Merchants - the financial institutions (credit card issuers, student loan servicers, mortgage and auto lenders) that accept payments for a liability - with presentable names, logos, and account types.
- Human URL: https://docs.methodfi.com/api/core/merchants/object
- Base URL:
https://production.methodfi.com
- Merchants
- Lenders
- Directory
- Documentation
- API Reference
- OpenAPI — OpenAPI Specification
- Postman Collection — Postman Collection 2.1
- Open Collection — Open Collection 1.0
Discover and connect all of an entity's liability accounts (credit cards, mortgages, auto loans, student loans) across Method's network of financial institutions from identity data alone.
- Human URL: https://docs.methodfi.com/api/core/connect/object
- Base URL:
https://production.methodfi.com
- Connect
- Liability Discovery
- Account Matching
- Documentation
- API Reference
- OpenAPI — OpenAPI Specification
- Postman Collection — Postman Collection 2.1
- Open Collection — Open Collection 1.0
List and retrieve transaction history for an account, surfacing the posted activity Method has on file for a connected liability or asset account.
- Human URL: https://docs.methodfi.com/api/core/transactions/object
- Base URL:
https://production.methodfi.com
- Transactions
- History
- Statements
- Documentation
- API Reference
- OpenAPI — OpenAPI Specification
- Postman Collection — Postman Collection 2.1
- Open Collection — Open Collection 1.0
Create and manage Webhooks that deliver asynchronous events - entity, account, payment, verification, and attribute updates - to your endpoints over HTTPS as resources change.
- Human URL: https://docs.methodfi.com/api/core/webhooks/object
- Base URL:
https://production.methodfi.com
- Webhooks
- Events
- Notifications
- Documentation
- API Reference
- OpenAPI — OpenAPI Specification
- Postman Collection — Postman Collection 2.1
- Open Collection — Open Collection 1.0
FN: Kin Lane Email: kin@apievangelist.com