diff --git a/api/.dockerignore b/api/.dockerignore
new file mode 100644
index 0000000..8e480e4
--- /dev/null
+++ b/api/.dockerignore
@@ -0,0 +1,3 @@
+node_modules
+npm-debug.log
+.env
\ No newline at end of file
diff --git a/api/.env.example b/api/.env.example
new file mode 100644
index 0000000..3ef35fc
--- /dev/null
+++ b/api/.env.example
@@ -0,0 +1,19 @@
+# ==========================================
+# payNEXT Environment Variables Template
+# ==========================================
+# COPY THIS FILE AND RENAME IT TO .env
+# Command: cp .env.example .env
+
+# Remote Shared Database
+DATABASE_URL=postgresql://USER:PASSWORD@HOST:5432/paynext_db?sslmode=require
+
+# Optional split variables if your backend uses them
+DB_HOST=your-db-host.supabase.com
+DB_PORT=3000
+DB_USER=postgres
+DB_PASSWORD=change_me
+DB_NAME=postgres
+DB_SSL=true
+
+# API Secrets
+JWT_SECRET=choose_your_own_local_jwt_secret
\ No newline at end of file
diff --git a/api/Dockerfile b/api/Dockerfile
new file mode 100644
index 0000000..542be05
--- /dev/null
+++ b/api/Dockerfile
@@ -0,0 +1,7 @@
+FROM node:20-alpine
+WORKDIR /app
+COPY package*.json ./
+RUN npm install --omit=dev
+COPY . .
+EXPOSE 3000
+CMD ["node", "src/server.js"]
\ No newline at end of file
diff --git a/api/package-lock.json b/api/package-lock.json
new file mode 100644
index 0000000..da6094b
--- /dev/null
+++ b/api/package-lock.json
@@ -0,0 +1,1114 @@
+{
+  "name": "paynext-api",
+  "version": "1.0.0",
+  "lockfileVersion": 3,
+  "requires": true,
+  "packages": {
+    "": {
+      "name": "paynext-api",
+      "version": "1.0.0",
+      "dependencies": {
+        "bcryptjs": "^2.4.3",
+        "dotenv": "^16.4.5",
+        "express": "^4.19.2",
+        "jsonwebtoken": "^9.0.2",
+        "pg": "^8.12.0"
+      }
+    },
+    "node_modules/accepts": {
+      "version": "1.3.8",
+      "resolved": "https://registry.npmjs.org/accepts/-/accepts-1.3.8.tgz",
+      "integrity": "sha512-PYAthTa2m2VKxuvSD3DPC/Gy+U+sOA1LAuT8mkmRuvw+NACSaeXEQ+NHcVF7rONl6qcaxV3Uuemwawk+7+SJLw==",
+      "license": "MIT",
+      "dependencies": {
+        "mime-types": "~2.1.34",
+        "negotiator": "0.6.3"
+      },
+      "engines": {
+        "node": ">= 0.6"
+      }
+    },
+    "node_modules/array-flatten": {
+      "version": "1.1.1",
+      "resolved": "https://registry.npmjs.org/array-flatten/-/array-flatten-1.1.1.tgz",
+      "integrity": "sha512-PCVAQswWemu6UdxsDFFX/+gVeYqKAod3D3UVm91jHwynguOwAvYPhx8nNlM++NqRcK6CxxpUafjmhIdKiHibqg==",
+      "license": "MIT"
+    },
+    "node_modules/bcryptjs": {
+      "version": "2.4.3",
+      "resolved": "https://registry.npmjs.org/bcryptjs/-/bcryptjs-2.4.3.tgz",
+      "integrity": "sha512-V/Hy/X9Vt7f3BbPJEi8BdVFMByHi+jNXrYkW3huaybV/kQ0KJg0Y6PkEMbn+zeT+i+SiKZ/HMqJGIIt4LZDqNQ==",
+      "license": "MIT"
+    },
+    "node_modules/body-parser": {
+      "version": "1.20.6",
+      "resolved": "https://registry.npmjs.org/body-parser/-/body-parser-1.20.6.tgz",
+      "integrity": "sha512-p5tAzS57i5MV9fZFDj9LeIiTZEufbSe2eDozP+ElheSUq1m74CRq1jI4mYNDdVs9vQztXFLuk/Gd6BWTdwRJ5g==",
+      "license": "MIT",
+      "dependencies": {
+        "bytes": "~3.1.2",
+        "content-type": "~1.0.5",
+        "debug": "2.6.9",
+        "depd": "2.0.0",
+        "destroy": "~1.2.0",
+        "http-errors": "~2.0.1",
+        "iconv-lite": "~0.4.24",
+        "on-finished": "~2.4.1",
+        "qs": "~6.15.1",
+        "raw-body": "~2.5.3",
+        "type-is": "~1.6.18",
+        "unpipe": "~1.0.0"
+      },
+      "engines": {
+        "node": ">= 0.8",
+        "npm": "1.2.8000 || >= 1.4.16"
+      }
+    },
+    "node_modules/buffer-equal-constant-time": {
+      "version": "1.0.1",
+      "resolved": "https://registry.npmjs.org/buffer-equal-constant-time/-/buffer-equal-constant-time-1.0.1.tgz",
+      "integrity": "sha512-zRpUiDwd/xk6ADqPMATG8vc9VPrkck7T07OIx0gnjmJAnHnTVXNQG3vfvWNuiZIkwu9KrKdA1iJKfsfTVxE6NA==",
+      "license": "BSD-3-Clause"
+    },
+    "node_modules/bytes": {
+      "version": "3.1.2",
+      "resolved": "https://registry.npmjs.org/bytes/-/bytes-3.1.2.tgz",
+      "integrity": "sha512-/Nf7TyzTx6S3yRJObOAV7956r8cr2+Oj8AC5dt8wSP3BQAoeX58NoHyCU8P8zGkNXStjTSi6fzO6F0pBdcYbEg==",
+      "license": "MIT",
+      "engines": {
+        "node": ">= 0.8"
+      }
+    },
+    "node_modules/call-bind-apply-helpers": {
+      "version": "1.0.2",
+      "resolved": "https://registry.npmjs.org/call-bind-apply-helpers/-/call-bind-apply-helpers-1.0.2.tgz",
+      "integrity": "sha512-Sp1ablJ0ivDkSzjcaJdxEunN5/XvksFJ2sMBFfq6x0ryhQV/2b/KwFe21cMpmHtPOSij8K99/wSfoEuTObmuMQ==",
+      "license": "MIT",
+      "dependencies": {
+        "es-errors": "^1.3.0",
+        "function-bind": "^1.1.2"
+      },
+      "engines": {
+        "node": ">= 0.4"
+      }
+    },
+    "node_modules/call-bound": {
+      "version": "1.0.4",
+      "resolved": "https://registry.npmjs.org/call-bound/-/call-bound-1.0.4.tgz",
+      "integrity": "sha512-+ys997U96po4Kx/ABpBCqhA9EuxJaQWDQg7295H4hBphv3IZg0boBKuwYpt4YXp6MZ5AmZQnU/tyMTlRpaSejg==",
+      "license": "MIT",
+      "dependencies": {
+        "call-bind-apply-helpers": "^1.0.2",
+        "get-intrinsic": "^1.3.0"
+      },
+      "engines": {
+        "node": ">= 0.4"
+      },
+      "funding": {
+        "url": "https://github.com/sponsors/ljharb"
+      }
+    },
+    "node_modules/content-disposition": {
+      "version": "0.5.4",
+      "resolved": "https://registry.npmjs.org/content-disposition/-/content-disposition-0.5.4.tgz",
+      "integrity": "sha512-FveZTNuGw04cxlAiWbzi6zTAL/lhehaWbTtgluJh4/E95DqMwTmha3KZN1aAWA8cFIhHzMZUvLevkw5Rqk+tSQ==",
+      "license": "MIT",
+      "dependencies": {
+        "safe-buffer": "5.2.1"
+      },
+      "engines": {
+        "node": ">= 0.6"
+      }
+    },
+    "node_modules/content-type": {
+      "version": "1.0.5",
+      "resolved": "https://registry.npmjs.org/content-type/-/content-type-1.0.5.tgz",
+      "integrity": "sha512-nTjqfcBFEipKdXCv4YDQWCfmcLZKm81ldF0pAopTvyrFGVbcR6P/VAAd5G7N+0tTr8QqiU0tFadD6FK4NtJwOA==",
+      "license": "MIT",
+      "engines": {
+        "node": ">= 0.6"
+      }
+    },
+    "node_modules/cookie": {
+      "version": "0.7.2",
+      "resolved": "https://registry.npmjs.org/cookie/-/cookie-0.7.2.tgz",
+      "integrity": "sha512-yki5XnKuf750l50uGTllt6kKILY4nQ1eNIQatoXEByZ5dWgnKqbnqmTrBE5B4N7lrMJKQ2ytWMiTO2o0v6Ew/w==",
+      "license": "MIT",
+      "engines": {
+        "node": ">= 0.6"
+      }
+    },
+    "node_modules/cookie-signature": {
+      "version": "1.0.7",
+      "resolved": "https://registry.npmjs.org/cookie-signature/-/cookie-signature-1.0.7.tgz",
+      "integrity": "sha512-NXdYc3dLr47pBkpUCHtKSwIOQXLVn8dZEuywboCOJY/osA0wFSLlSawr3KN8qXJEyX66FcONTH8EIlVuK0yyFA==",
+      "license": "MIT"
+    },
+    "node_modules/debug": {
+      "version": "2.6.9",
+      "resolved": "https://registry.npmjs.org/debug/-/debug-2.6.9.tgz",
+      "integrity": "sha512-bC7ElrdJaJnPbAP+1EotYvqZsb3ecl5wi6Bfi6BJTUcNowp6cvspg0jXznRTKDjm/E7AdgFBVeAPVMNcKGsHMA==",
+      "license": "MIT",
+      "dependencies": {
+        "ms": "2.0.0"
+      }
+    },
+    "node_modules/depd": {
+      "version": "2.0.0",
+      "resolved": "https://registry.npmjs.org/depd/-/depd-2.0.0.tgz",
+      "integrity": "sha512-g7nH6P6dyDioJogAAGprGpCtVImJhpPk/roCzdb3fIh61/s/nPsfR6onyMwkCAR/OlC3yBC0lESvUoQEAssIrw==",
+      "license": "MIT",
+      "engines": {
+        "node": ">= 0.8"
+      }
+    },
+    "node_modules/destroy": {
+      "version": "1.2.0",
+      "resolved": "https://registry.npmjs.org/destroy/-/destroy-1.2.0.tgz",
+      "integrity": "sha512-2sJGJTaXIIaR1w4iJSNoN0hnMY7Gpc/n8D4qSCJw8QqFWXf7cuAgnEHxBpweaVcPevC2l3KpjYCx3NypQQgaJg==",
+      "license": "MIT",
+      "engines": {
+        "node": ">= 0.8",
+        "npm": "1.2.8000 || >= 1.4.16"
+      }
+    },
+    "node_modules/dotenv": {
+      "version": "16.6.1",
+      "resolved": "https://registry.npmjs.org/dotenv/-/dotenv-16.6.1.tgz",
+      "integrity": "sha512-uBq4egWHTcTt33a72vpSG0z3HnPuIl6NqYcTrKEg2azoEyl2hpW0zqlxysq2pK9HlDIHyHyakeYaYnSAwd8bow==",
+      "license": "BSD-2-Clause",
+      "engines": {
+        "node": ">=12"
+      },
+      "funding": {
+        "url": "https://dotenvx.com"
+      }
+    },
+    "node_modules/dunder-proto": {
+      "version": "1.0.1",
+      "resolved": "https://registry.npmjs.org/dunder-proto/-/dunder-proto-1.0.1.tgz",
+      "integrity": "sha512-KIN/nDJBQRcXw0MLVhZE9iQHmG68qAVIBg9CqmUYjmQIhgij9U5MFvrqkUL5FbtyyzZuOeOt0zdeRe4UY7ct+A==",
+      "license": "MIT",
+      "dependencies": {
+        "call-bind-apply-helpers": "^1.0.1",
+        "es-errors": "^1.3.0",
+        "gopd": "^1.2.0"
+      },
+      "engines": {
+        "node": ">= 0.4"
+      }
+    },
+    "node_modules/ecdsa-sig-formatter": {
+      "version": "1.0.11",
+      "resolved": "https://registry.npmjs.org/ecdsa-sig-formatter/-/ecdsa-sig-formatter-1.0.11.tgz",
+      "integrity": "sha512-nagl3RYrbNv6kQkeJIpt6NJZy8twLB/2vtz6yN9Z4vRKHN4/QZJIEbqohALSgwKdnksuY3k5Addp5lg8sVoVcQ==",
+      "license": "Apache-2.0",
+      "dependencies": {
+        "safe-buffer": "^5.0.1"
+      }
+    },
+    "node_modules/ee-first": {
+      "version": "1.1.1",
+      "resolved": "https://registry.npmjs.org/ee-first/-/ee-first-1.1.1.tgz",
+      "integrity": "sha512-WMwm9LhRUo+WUaRN+vRuETqG89IgZphVSNkdFgeb6sS/E4OrDIN7t48CAewSHXc6C8lefD8KKfr5vY61brQlow==",
+      "license": "MIT"
+    },
+    "node_modules/encodeurl": {
+      "version": "2.0.0",
+      "resolved": "https://registry.npmjs.org/encodeurl/-/encodeurl-2.0.0.tgz",
+      "integrity": "sha512-Q0n9HRi4m6JuGIV1eFlmvJB7ZEVxu93IrMyiMsGC0lrMJMWzRgx6WGquyfQgZVb31vhGgXnfmPNNXmxnOkRBrg==",
+      "license": "MIT",
+      "engines": {
+        "node": ">= 0.8"
+      }
+    },
+    "node_modules/es-define-property": {
+      "version": "1.0.1",
+      "resolved": "https://registry.npmjs.org/es-define-property/-/es-define-property-1.0.1.tgz",
+      "integrity": "sha512-e3nRfgfUZ4rNGL232gUgX06QNyyez04KdjFrF+LTRoOXmrOgFKDg4BCdsjW8EnT69eqdYGmRpJwiPVYNrCaW3g==",
+      "license": "MIT",
+      "engines": {
+        "node": ">= 0.4"
+      }
+    },
+    "node_modules/es-errors": {
+      "version": "1.3.0",
+      "resolved": "https://registry.npmjs.org/es-errors/-/es-errors-1.3.0.tgz",
+      "integrity": "sha512-Zf5H2Kxt2xjTvbJvP2ZWLEICxA6j+hAmMzIlypy4xcBg1vKVnx89Wy0GbS+kf5cwCVFFzdCFh2XSCFNULS6csw==",
+      "license": "MIT",
+      "engines": {
+        "node": ">= 0.4"
+      }
+    },
+    "node_modules/es-object-atoms": {
+      "version": "1.1.2",
+      "resolved": "https://registry.npmjs.org/es-object-atoms/-/es-object-atoms-1.1.2.tgz",
+      "integrity": "sha512-HWcBoN6NileqtSydK2FqHbS/LoDd2pqrnQHLyJzBj4kOp/ky2MWMN694xOfkK8/SnUsW2DH7EfyVlydKCsm1Zw==",
+      "license": "MIT",
+      "dependencies": {
+        "es-errors": "^1.3.0"
+      },
+      "engines": {
+        "node": ">= 0.4"
+      }
+    },
+    "node_modules/escape-html": {
+      "version": "1.0.3",
+      "resolved": "https://registry.npmjs.org/escape-html/-/escape-html-1.0.3.tgz",
+      "integrity": "sha512-NiSupZ4OeuGwr68lGIeym/ksIZMJodUGOSCZ/FSnTxcrekbvqrgdUxlJOMpijaKZVjAJrWrGs/6Jy8OMuyj9ow==",
+      "license": "MIT"
+    },
+    "node_modules/etag": {
+      "version": "1.8.1",
+      "resolved": "https://registry.npmjs.org/etag/-/etag-1.8.1.tgz",
+      "integrity": "sha512-aIL5Fx7mawVa300al2BnEE4iNvo1qETxLrPI/o05L7z6go7fCw1J6EQmbK4FmJ2AS7kgVF/KEZWufBfdClMcPg==",
+      "license": "MIT",
+      "engines": {
+        "node": ">= 0.6"
+      }
+    },
+    "node_modules/express": {
+      "version": "4.22.2",
+      "resolved": "https://registry.npmjs.org/express/-/express-4.22.2.tgz",
+      "integrity": "sha512-IuL+Elrou2ZvCFHs18/CIzy2Nzvo25nZ1/D2eIZlz7c+QUayAcYoiM2BthCjs+EBHVpjYjcuLDAiCWgeIX3X1Q==",
+      "license": "MIT",
+      "dependencies": {
+        "accepts": "~1.3.8",
+        "array-flatten": "1.1.1",
+        "body-parser": "~1.20.5",
+        "content-disposition": "~0.5.4",
+        "content-type": "~1.0.4",
+        "cookie": "~0.7.1",
+        "cookie-signature": "~1.0.6",
+        "debug": "2.6.9",
+        "depd": "2.0.0",
+        "encodeurl": "~2.0.0",
+        "escape-html": "~1.0.3",
+        "etag": "~1.8.1",
+        "finalhandler": "~1.3.1",
+        "fresh": "~0.5.2",
+        "http-errors": "~2.0.0",
+        "merge-descriptors": "1.0.3",
+        "methods": "~1.1.2",
+        "on-finished": "~2.4.1",
+        "parseurl": "~1.3.3",
+        "path-to-regexp": "~0.1.12",
+        "proxy-addr": "~2.0.7",
+        "qs": "~6.15.1",
+        "range-parser": "~1.2.1",
+        "safe-buffer": "5.2.1",
+        "send": "~0.19.0",
+        "serve-static": "~1.16.2",
+        "setprototypeof": "1.2.0",
+        "statuses": "~2.0.1",
+        "type-is": "~1.6.18",
+        "utils-merge": "1.0.1",
+        "vary": "~1.1.2"
+      },
+      "engines": {
+        "node": ">= 0.10.0"
+      },
+      "funding": {
+        "type": "opencollective",
+        "url": "https://opencollective.com/express"
+      }
+    },
+    "node_modules/finalhandler": {
+      "version": "1.3.2",
+      "resolved": "https://registry.npmjs.org/finalhandler/-/finalhandler-1.3.2.tgz",
+      "integrity": "sha512-aA4RyPcd3badbdABGDuTXCMTtOneUCAYH/gxoYRTZlIJdF0YPWuGqiAsIrhNnnqdXGswYk6dGujem4w80UJFhg==",
+      "license": "MIT",
+      "dependencies": {
+        "debug": "2.6.9",
+        "encodeurl": "~2.0.0",
+        "escape-html": "~1.0.3",
+        "on-finished": "~2.4.1",
+        "parseurl": "~1.3.3",
+        "statuses": "~2.0.2",
+        "unpipe": "~1.0.0"
+      },
+      "engines": {
+        "node": ">= 0.8"
+      }
+    },
+    "node_modules/forwarded": {
+      "version": "0.2.0",
+      "resolved": "https://registry.npmjs.org/forwarded/-/forwarded-0.2.0.tgz",
+      "integrity": "sha512-buRG0fpBtRHSTCOASe6hD258tEubFoRLb4ZNA6NxMVHNw2gOcwHo9wyablzMzOA5z9xA9L1KNjk/Nt6MT9aYow==",
+      "license": "MIT",
+      "engines": {
+        "node": ">= 0.6"
+      }
+    },
+    "node_modules/fresh": {
+      "version": "0.5.2",
+      "resolved": "https://registry.npmjs.org/fresh/-/fresh-0.5.2.tgz",
+      "integrity": "sha512-zJ2mQYM18rEFOudeV4GShTGIQ7RbzA7ozbU9I/XBpm7kqgMywgmylMwXHxZJmkVoYkna9d2pVXVXPdYTP9ej8Q==",
+      "license": "MIT",
+      "engines": {
+        "node": ">= 0.6"
+      }
+    },
+    "node_modules/function-bind": {
+      "version": "1.1.2",
+      "resolved": "https://registry.npmjs.org/function-bind/-/function-bind-1.1.2.tgz",
+      "integrity": "sha512-7XHNxH7qX9xG5mIwxkhumTox/MIRNcOgDrxWsMt2pAr23WHp6MrRlN7FBSFpCpr+oVO0F744iUgR82nJMfG2SA==",
+      "license": "MIT",
+      "funding": {
+        "url": "https://github.com/sponsors/ljharb"
+      }
+    },
+    "node_modules/get-intrinsic": {
+      "version": "1.3.0",
+      "resolved": "https://registry.npmjs.org/get-intrinsic/-/get-intrinsic-1.3.0.tgz",
+      "integrity": "sha512-9fSjSaos/fRIVIp+xSJlE6lfwhES7LNtKaCBIamHsjr2na1BiABJPo0mOjjz8GJDURarmCPGqaiVg5mfjb98CQ==",
+      "license": "MIT",
+      "dependencies": {
+        "call-bind-apply-helpers": "^1.0.2",
+        "es-define-property": "^1.0.1",
+        "es-errors": "^1.3.0",
+        "es-object-atoms": "^1.1.1",
+        "function-bind": "^1.1.2",
+        "get-proto": "^1.0.1",
+        "gopd": "^1.2.0",
+        "has-symbols": "^1.1.0",
+        "hasown": "^2.0.2",
+        "math-intrinsics": "^1.1.0"
+      },
+      "engines": {
+        "node": ">= 0.4"
+      },
+      "funding": {
+        "url": "https://github.com/sponsors/ljharb"
+      }
+    },
+    "node_modules/get-proto": {
+      "version": "1.0.1",
+      "resolved": "https://registry.npmjs.org/get-proto/-/get-proto-1.0.1.tgz",
+      "integrity": "sha512-sTSfBjoXBp89JvIKIefqw7U2CCebsc74kiY6awiGogKtoSGbgjYE/G/+l9sF3MWFPNc9IcoOC4ODfKHfxFmp0g==",
+      "license": "MIT",
+      "dependencies": {
+        "dunder-proto": "^1.0.1",
+        "es-object-atoms": "^1.0.0"
+      },
+      "engines": {
+        "node": ">= 0.4"
+      }
+    },
+    "node_modules/gopd": {
+      "version": "1.2.0",
+      "resolved": "https://registry.npmjs.org/gopd/-/gopd-1.2.0.tgz",
+      "integrity": "sha512-ZUKRh6/kUFoAiTAtTYPZJ3hw9wNxx+BIBOijnlG9PnrJsCcSjs1wyyD6vJpaYtgnzDrKYRSqf3OO6Rfa93xsRg==",
+      "license": "MIT",
+      "engines": {
+        "node": ">= 0.4"
+      },
+      "funding": {
+        "url": "https://github.com/sponsors/ljharb"
+      }
+    },
+    "node_modules/has-symbols": {
+      "version": "1.1.0",
+      "resolved": "https://registry.npmjs.org/has-symbols/-/has-symbols-1.1.0.tgz",
+      "integrity": "sha512-1cDNdwJ2Jaohmb3sg4OmKaMBwuC48sYni5HUw2DvsC8LjGTLK9h+eb1X6RyuOHe4hT0ULCW68iomhjUoKUqlPQ==",
+      "license": "MIT",
+      "engines": {
+        "node": ">= 0.4"
+      },
+      "funding": {
+        "url": "https://github.com/sponsors/ljharb"
+      }
+    },
+    "node_modules/hasown": {
+      "version": "2.0.4",
+      "resolved": "https://registry.npmjs.org/hasown/-/hasown-2.0.4.tgz",
+      "integrity": "sha512-T2UbfbBEF32wiepXIsMlTW9+dDYC6wMh/t/vYA4tuOMKqWz/n3vr1NFSxQiyP+zk2mXsoMA/i/7qV6LKut1t1A==",
+      "license": "MIT",
+      "dependencies": {
+        "function-bind": "^1.1.2"
+      },
+      "engines": {
+        "node": ">= 0.4"
+      }
+    },
+    "node_modules/http-errors": {
+      "version": "2.0.1",
+      "resolved": "https://registry.npmjs.org/http-errors/-/http-errors-2.0.1.tgz",
+      "integrity": "sha512-4FbRdAX+bSdmo4AUFuS0WNiPz8NgFt+r8ThgNWmlrjQjt1Q7ZR9+zTlce2859x4KSXrwIsaeTqDoKQmtP8pLmQ==",
+      "license": "MIT",
+      "dependencies": {
+        "depd": "~2.0.0",
+        "inherits": "~2.0.4",
+        "setprototypeof": "~1.2.0",
+        "statuses": "~2.0.2",
+        "toidentifier": "~1.0.1"
+      },
+      "engines": {
+        "node": ">= 0.8"
+      },
+      "funding": {
+        "type": "opencollective",
+        "url": "https://opencollective.com/express"
+      }
+    },
+    "node_modules/iconv-lite": {
+      "version": "0.4.24",
+      "resolved": "https://registry.npmjs.org/iconv-lite/-/iconv-lite-0.4.24.tgz",
+      "integrity": "sha512-v3MXnZAcvnywkTUEZomIActle7RXXeedOR31wwl7VlyoXO4Qi9arvSenNQWne1TcRwhCL1HwLI21bEqdpj8/rA==",
+      "license": "MIT",
+      "dependencies": {
+        "safer-buffer": ">= 2.1.2 < 3"
+      },
+      "engines": {
+        "node": ">=0.10.0"
+      }
+    },
+    "node_modules/inherits": {
+      "version": "2.0.4",
+      "resolved": "https://registry.npmjs.org/inherits/-/inherits-2.0.4.tgz",
+      "integrity": "sha512-k/vGaX4/Yla3WzyMCvTQOXYeIHvqOKtnqBduzTHpzpQZzAskKMhZ2K+EnBiSM9zGSoIFeMpXKxa4dYeZIQqewQ==",
+      "license": "ISC"
+    },
+    "node_modules/ipaddr.js": {
+      "version": "1.9.1",
+      "resolved": "https://registry.npmjs.org/ipaddr.js/-/ipaddr.js-1.9.1.tgz",
+      "integrity": "sha512-0KI/607xoxSToH7GjN1FfSbLoU0+btTicjsQSWQlh/hZykN8KpmMf7uYwPW3R+akZ6R/w18ZlXSHBYXiYUPO3g==",
+      "license": "MIT",
+      "engines": {
+        "node": ">= 0.10"
+      }
+    },
+    "node_modules/jsonwebtoken": {
+      "version": "9.0.3",
+      "resolved": "https://registry.npmjs.org/jsonwebtoken/-/jsonwebtoken-9.0.3.tgz",
+      "integrity": "sha512-MT/xP0CrubFRNLNKvxJ2BYfy53Zkm++5bX9dtuPbqAeQpTVe0MQTFhao8+Cp//EmJp244xt6Drw/GVEGCUj40g==",
+      "license": "MIT",
+      "dependencies": {
+        "jws": "^4.0.1",
+        "lodash.includes": "^4.3.0",
+        "lodash.isboolean": "^3.0.3",
+        "lodash.isinteger": "^4.0.4",
+        "lodash.isnumber": "^3.0.3",
+        "lodash.isplainobject": "^4.0.6",
+        "lodash.isstring": "^4.0.1",
+        "lodash.once": "^4.0.0",
+        "ms": "^2.1.1",
+        "semver": "^7.5.4"
+      },
+      "engines": {
+        "node": ">=12",
+        "npm": ">=6"
+      }
+    },
+    "node_modules/jsonwebtoken/node_modules/ms": {
+      "version": "2.1.3",
+      "resolved": "https://registry.npmjs.org/ms/-/ms-2.1.3.tgz",
+      "integrity": "sha512-6FlzubTLZG3J2a/NVCAleEhjzq5oxgHyaCU9yYXvcLsvoVaHJq/s5xXI6/XXP6tz7R9xAOtHnSO/tXtF3WRTlA==",
+      "license": "MIT"
+    },
+    "node_modules/jwa": {
+      "version": "2.0.1",
+      "resolved": "https://registry.npmjs.org/jwa/-/jwa-2.0.1.tgz",
+      "integrity": "sha512-hRF04fqJIP8Abbkq5NKGN0Bbr3JxlQ+qhZufXVr0DvujKy93ZCbXZMHDL4EOtodSbCWxOqR8MS1tXA5hwqCXDg==",
+      "license": "MIT",
+      "dependencies": {
+        "buffer-equal-constant-time": "^1.0.1",
+        "ecdsa-sig-formatter": "1.0.11",
+        "safe-buffer": "^5.0.1"
+      }
+    },
+    "node_modules/jws": {
+      "version": "4.0.1",
+      "resolved": "https://registry.npmjs.org/jws/-/jws-4.0.1.tgz",
+      "integrity": "sha512-EKI/M/yqPncGUUh44xz0PxSidXFr/+r0pA70+gIYhjv+et7yxM+s29Y+VGDkovRofQem0fs7Uvf4+YmAdyRduA==",
+      "license": "MIT",
+      "dependencies": {
+        "jwa": "^2.0.1",
+        "safe-buffer": "^5.0.1"
+      }
+    },
+    "node_modules/lodash.includes": {
+      "version": "4.3.0",
+      "resolved": "https://registry.npmjs.org/lodash.includes/-/lodash.includes-4.3.0.tgz",
+      "integrity": "sha512-W3Bx6mdkRTGtlJISOvVD/lbqjTlPPUDTMnlXZFnVwi9NKJ6tiAk6LVdlhZMm17VZisqhKcgzpO5Wz91PCt5b0w==",
+      "license": "MIT"
+    },
+    "node_modules/lodash.isboolean": {
+      "version": "3.0.3",
+      "resolved": "https://registry.npmjs.org/lodash.isboolean/-/lodash.isboolean-3.0.3.tgz",
+      "integrity": "sha512-Bz5mupy2SVbPHURB98VAcw+aHh4vRV5IPNhILUCsOzRmsTmSQ17jIuqopAentWoehktxGd9e/hbIXq980/1QJg==",
+      "license": "MIT"
+    },
+    "node_modules/lodash.isinteger": {
+      "version": "4.0.4",
+      "resolved": "https://registry.npmjs.org/lodash.isinteger/-/lodash.isinteger-4.0.4.tgz",
+      "integrity": "sha512-DBwtEWN2caHQ9/imiNeEA5ys1JoRtRfY3d7V9wkqtbycnAmTvRRmbHKDV4a0EYc678/dia0jrte4tjYwVBaZUA==",
+      "license": "MIT"
+    },
+    "node_modules/lodash.isnumber": {
+      "version": "3.0.3",
+      "resolved": "https://registry.npmjs.org/lodash.isnumber/-/lodash.isnumber-3.0.3.tgz",
+      "integrity": "sha512-QYqzpfwO3/CWf3XP+Z+tkQsfaLL/EnUlXWVkIk5FUPc4sBdTehEqZONuyRt2P67PXAk+NXmTBcc97zw9t1FQrw==",
+      "license": "MIT"
+    },
+    "node_modules/lodash.isplainobject": {
+      "version": "4.0.6",
+      "resolved": "https://registry.npmjs.org/lodash.isplainobject/-/lodash.isplainobject-4.0.6.tgz",
+      "integrity": "sha512-oSXzaWypCMHkPC3NvBEaPHf0KsA5mvPrOPgQWDsbg8n7orZ290M0BmC/jgRZ4vcJ6DTAhjrsSYgdsW/F+MFOBA==",
+      "license": "MIT"
+    },
+    "node_modules/lodash.isstring": {
+      "version": "4.0.1",
+      "resolved": "https://registry.npmjs.org/lodash.isstring/-/lodash.isstring-4.0.1.tgz",
+      "integrity": "sha512-0wJxfxH1wgO3GrbuP+dTTk7op+6L41QCXbGINEmD+ny/G/eCqGzxyCsh7159S+mgDDcoarnBw6PC1PS5+wUGgw==",
+      "license": "MIT"
+    },
+    "node_modules/lodash.once": {
+      "version": "4.1.1",
+      "resolved": "https://registry.npmjs.org/lodash.once/-/lodash.once-4.1.1.tgz",
+      "integrity": "sha512-Sb487aTOCr9drQVL8pIxOzVhafOjZN9UU54hiN8PU3uAiSV7lx1yYNpbNmex2PK6dSJoNTSJUUswT651yww3Mg==",
+      "license": "MIT"
+    },
+    "node_modules/math-intrinsics": {
+      "version": "1.1.0",
+      "resolved": "https://registry.npmjs.org/math-intrinsics/-/math-intrinsics-1.1.0.tgz",
+      "integrity": "sha512-/IXtbwEk5HTPyEwyKX6hGkYXxM9nbj64B+ilVJnC/R6B0pH5G4V3b0pVbL7DBj4tkhBAppbQUlf6F6Xl9LHu1g==",
+      "license": "MIT",
+      "engines": {
+        "node": ">= 0.4"
+      }
+    },
+    "node_modules/media-typer": {
+      "version": "0.3.0",
+      "resolved": "https://registry.npmjs.org/media-typer/-/media-typer-0.3.0.tgz",
+      "integrity": "sha512-dq+qelQ9akHpcOl/gUVRTxVIOkAJ1wR3QAvb4RsVjS8oVoFjDGTc679wJYmUmknUF5HwMLOgb5O+a3KxfWapPQ==",
+      "license": "MIT",
+      "engines": {
+        "node": ">= 0.6"
+      }
+    },
+    "node_modules/merge-descriptors": {
+      "version": "1.0.3",
+      "resolved": "https://registry.npmjs.org/merge-descriptors/-/merge-descriptors-1.0.3.tgz",
+      "integrity": "sha512-gaNvAS7TZ897/rVaZ0nMtAyxNyi/pdbjbAwUpFQpN70GqnVfOiXpeUUMKRBmzXaSQ8DdTX4/0ms62r2K+hE6mQ==",
+      "license": "MIT",
+      "funding": {
+        "url": "https://github.com/sponsors/sindresorhus"
+      }
+    },
+    "node_modules/methods": {
+      "version": "1.1.2",
+      "resolved": "https://registry.npmjs.org/methods/-/methods-1.1.2.tgz",
+      "integrity": "sha512-iclAHeNqNm68zFtnZ0e+1L2yUIdvzNoauKU4WBA3VvH/vPFieF7qfRlwUZU+DA9P9bPXIS90ulxoUoCH23sV2w==",
+      "license": "MIT",
+      "engines": {
+        "node": ">= 0.6"
+      }
+    },
+    "node_modules/mime": {
+      "version": "1.6.0",
+      "resolved": "https://registry.npmjs.org/mime/-/mime-1.6.0.tgz",
+      "integrity": "sha512-x0Vn8spI+wuJ1O6S7gnbaQg8Pxh4NNHb7KSINmEWKiPE4RKOplvijn+NkmYmmRgP68mc70j2EbeTFRsrswaQeg==",
+      "license": "MIT",
+      "bin": {
+        "mime": "cli.js"
+      },
+      "engines": {
+        "node": ">=4"
+      }
+    },
+    "node_modules/mime-db": {
+      "version": "1.52.0",
+      "resolved": "https://registry.npmjs.org/mime-db/-/mime-db-1.52.0.tgz",
+      "integrity": "sha512-sPU4uV7dYlvtWJxwwxHD0PuihVNiE7TyAbQ5SWxDCB9mUYvOgroQOwYQQOKPJ8CIbE+1ETVlOoK1UC2nU3gYvg==",
+      "license": "MIT",
+      "engines": {
+        "node": ">= 0.6"
+      }
+    },
+    "node_modules/mime-types": {
+      "version": "2.1.35",
+      "resolved": "https://registry.npmjs.org/mime-types/-/mime-types-2.1.35.tgz",
+      "integrity": "sha512-ZDY+bPm5zTTF+YpCrAU9nK0UgICYPT0QtT1NZWFv4s++TNkcgVaT0g6+4R2uI4MjQjzysHB1zxuWL50hzaeXiw==",
+      "license": "MIT",
+      "dependencies": {
+        "mime-db": "1.52.0"
+      },
+      "engines": {
+        "node": ">= 0.6"
+      }
+    },
+    "node_modules/ms": {
+      "version": "2.0.0",
+      "resolved": "https://registry.npmjs.org/ms/-/ms-2.0.0.tgz",
+      "integrity": "sha512-Tpp60P6IUJDTuOq/5Z8cdskzJujfwqfOTkrwIwj7IRISpnkJnT6SyJ4PCPnGMoFjC9ddhal5KVIYtAt97ix05A==",
+      "license": "MIT"
+    },
+    "node_modules/negotiator": {
+      "version": "0.6.3",
+      "resolved": "https://registry.npmjs.org/negotiator/-/negotiator-0.6.3.tgz",
+      "integrity": "sha512-+EUsqGPLsM+j/zdChZjsnX51g4XrHFOIXwfnCVPGlQk/k5giakcKsuxCObBRu6DSm9opw/O6slWbJdghQM4bBg==",
+      "license": "MIT",
+      "engines": {
+        "node": ">= 0.6"
+      }
+    },
+    "node_modules/object-inspect": {
+      "version": "1.13.4",
+      "resolved": "https://registry.npmjs.org/object-inspect/-/object-inspect-1.13.4.tgz",
+      "integrity": "sha512-W67iLl4J2EXEGTbfeHCffrjDfitvLANg0UlX3wFUUSTx92KXRFegMHUVgSqE+wvhAbi4WqjGg9czysTV2Epbew==",
+      "license": "MIT",
+      "engines": {
+        "node": ">= 0.4"
+      },
+      "funding": {
+        "url": "https://github.com/sponsors/ljharb"
+      }
+    },
+    "node_modules/on-finished": {
+      "version": "2.4.1",
+      "resolved": "https://registry.npmjs.org/on-finished/-/on-finished-2.4.1.tgz",
+      "integrity": "sha512-oVlzkg3ENAhCk2zdv7IJwd/QUD4z2RxRwpkcGY8psCVcCYZNq4wYnVWALHM+brtuJjePWiYF/ClmuDr8Ch5+kg==",
+      "license": "MIT",
+      "dependencies": {
+        "ee-first": "1.1.1"
+      },
+      "engines": {
+        "node": ">= 0.8"
+      }
+    },
+    "node_modules/parseurl": {
+      "version": "1.3.3",
+      "resolved": "https://registry.npmjs.org/parseurl/-/parseurl-1.3.3.tgz",
+      "integrity": "sha512-CiyeOxFT/JZyN5m0z9PfXw4SCBJ6Sygz1Dpl0wqjlhDEGGBP1GnsUVEL0p63hoG1fcj3fHynXi9NYO4nWOL+qQ==",
+      "license": "MIT",
+      "engines": {
+        "node": ">= 0.8"
+      }
+    },
+    "node_modules/path-to-regexp": {
+      "version": "0.1.13",
+      "resolved": "https://registry.npmjs.org/path-to-regexp/-/path-to-regexp-0.1.13.tgz",
+      "integrity": "sha512-A/AGNMFN3c8bOlvV9RreMdrv7jsmF9XIfDeCd87+I8RNg6s78BhJxMu69NEMHBSJFxKidViTEdruRwEk/WIKqA==",
+      "license": "MIT"
+    },
+    "node_modules/pg": {
+      "version": "8.23.0",
+      "resolved": "https://registry.npmjs.org/pg/-/pg-8.23.0.tgz",
+      "integrity": "sha512-Ip2EQCngowJLGOfCwkFhPXU7/ljlhn6Rxlmy4XYfL2Y+vyRM59+8uR2xqRWKdYmbXmxCFOAmKxBuSUCdF34qLg==",
+      "license": "MIT",
+      "dependencies": {
+        "pg-connection-string": "^2.14.0",
+        "pg-pool": "^3.14.0",
+        "pg-protocol": "^1.16.0",
+        "pg-types": "2.2.0",
+        "pgpass": "1.0.5"
+      },
+      "engines": {
+        "node": ">= 16.0.0"
+      },
+      "optionalDependencies": {
+        "pg-cloudflare": "^1.4.0"
+      },
+      "peerDependencies": {
+        "pg-native": ">=3.0.1"
+      },
+      "peerDependenciesMeta": {
+        "pg-native": {
+          "optional": true
+        }
+      }
+    },
+    "node_modules/pg-cloudflare": {
+      "version": "1.4.0",
+      "resolved": "https://registry.npmjs.org/pg-cloudflare/-/pg-cloudflare-1.4.0.tgz",
+      "integrity": "sha512-Vo7z/6rrQYxpNRylp4Tlob2elzbh+N/MOQbxFVWCxS7oEx6jF53GTJFxK2WWpKuBRkmiin4Mt+xofFDjx09R0A==",
+      "license": "MIT",
+      "optional": true
+    },
+    "node_modules/pg-connection-string": {
+      "version": "2.14.0",
+      "resolved": "https://registry.npmjs.org/pg-connection-string/-/pg-connection-string-2.14.0.tgz",
+      "integrity": "sha512-XwWDGcLRGCXAR8F/AM5bG7Q+A3Wm2s6QeEjlOKZLlH3UYcguiqCWKyWXVag5TLTIjR7oOJUY8kcADaZgWPyLeg==",
+      "license": "MIT"
+    },
+    "node_modules/pg-int8": {
+      "version": "1.0.1",
+      "resolved": "https://registry.npmjs.org/pg-int8/-/pg-int8-1.0.1.tgz",
+      "integrity": "sha512-WCtabS6t3c8SkpDBUlb1kjOs7l66xsGdKpIPZsg4wR+B3+u9UAum2odSsF9tnvxg80h4ZxLWMy4pRjOsFIqQpw==",
+      "license": "ISC",
+      "engines": {
+        "node": ">=4.0.0"
+      }
+    },
+    "node_modules/pg-pool": {
+      "version": "3.14.0",
+      "resolved": "https://registry.npmjs.org/pg-pool/-/pg-pool-3.14.0.tgz",
+      "integrity": "sha512-gKtPkFdQPU3DksooVLi9LsjZxrsBUZIpa+7aVx+LV5pNh0KzP4Zleud2po+ConrxbuXGBJ6Hfer6hdgpIBpBaw==",
+      "license": "MIT",
+      "peerDependencies": {
+        "pg": ">=8.0"
+      }
+    },
+    "node_modules/pg-protocol": {
+      "version": "1.16.0",
+      "resolved": "https://registry.npmjs.org/pg-protocol/-/pg-protocol-1.16.0.tgz",
+      "integrity": "sha512-sILXutLVjCLjcDuOmvhX5e2Z4cS5qG/6Bu3VkpFwdf/633ElGLpEh9bgmuI5I4sqKqkifQiGyiCcx1HdtrK7tg==",
+      "license": "MIT"
+    },
+    "node_modules/pg-types": {
+      "version": "2.2.0",
+      "resolved": "https://registry.npmjs.org/pg-types/-/pg-types-2.2.0.tgz",
+      "integrity": "sha512-qTAAlrEsl8s4OiEQY69wDvcMIdQN6wdz5ojQiOy6YRMuynxenON0O5oCpJI6lshc6scgAY8qvJ2On/p+CXY0GA==",
+      "license": "MIT",
+      "dependencies": {
+        "pg-int8": "1.0.1",
+        "postgres-array": "~2.0.0",
+        "postgres-bytea": "~1.0.0",
+        "postgres-date": "~1.0.4",
+        "postgres-interval": "^1.1.0"
+      },
+      "engines": {
+        "node": ">=4"
+      }
+    },
+    "node_modules/pgpass": {
+      "version": "1.0.5",
+      "resolved": "https://registry.npmjs.org/pgpass/-/pgpass-1.0.5.tgz",
+      "integrity": "sha512-FdW9r/jQZhSeohs1Z3sI1yxFQNFvMcnmfuj4WBMUTxOrAyLMaTcE1aAMBiTlbMNaXvBCQuVi0R7hd8udDSP7ug==",
+      "license": "MIT",
+      "dependencies": {
+        "split2": "^4.1.0"
+      }
+    },
+    "node_modules/postgres-array": {
+      "version": "2.0.0",
+      "resolved": "https://registry.npmjs.org/postgres-array/-/postgres-array-2.0.0.tgz",
+      "integrity": "sha512-VpZrUqU5A69eQyW2c5CA1jtLecCsN2U/bD6VilrFDWq5+5UIEVO7nazS3TEcHf1zuPYO/sqGvUvW62g86RXZuA==",
+      "license": "MIT",
+      "engines": {
+        "node": ">=4"
+      }
+    },
+    "node_modules/postgres-bytea": {
+      "version": "1.0.1",
+      "resolved": "https://registry.npmjs.org/postgres-bytea/-/postgres-bytea-1.0.1.tgz",
+      "integrity": "sha512-5+5HqXnsZPE65IJZSMkZtURARZelel2oXUEO8rH83VS/hxH5vv1uHquPg5wZs8yMAfdv971IU+kcPUczi7NVBQ==",
+      "license": "MIT",
+      "engines": {
+        "node": ">=0.10.0"
+      }
+    },
+    "node_modules/postgres-date": {
+      "version": "1.0.7",
+      "resolved": "https://registry.npmjs.org/postgres-date/-/postgres-date-1.0.7.tgz",
+      "integrity": "sha512-suDmjLVQg78nMK2UZ454hAG+OAW+HQPZ6n++TNDUX+L0+uUlLywnoxJKDou51Zm+zTCjrCl0Nq6J9C5hP9vK/Q==",
+      "license": "MIT",
+      "engines": {
+        "node": ">=0.10.0"
+      }
+    },
+    "node_modules/postgres-interval": {
+      "version": "1.2.0",
+      "resolved": "https://registry.npmjs.org/postgres-interval/-/postgres-interval-1.2.0.tgz",
+      "integrity": "sha512-9ZhXKM/rw350N1ovuWHbGxnGh/SNJ4cnxHiM0rxE4VN41wsg8P8zWn9hv/buK00RP4WvlOyr/RBDiptyxVbkZQ==",
+      "license": "MIT",
+      "dependencies": {
+        "xtend": "^4.0.0"
+      },
+      "engines": {
+        "node": ">=0.10.0"
+      }
+    },
+    "node_modules/proxy-addr": {
+      "version": "2.0.7",
+      "resolved": "https://registry.npmjs.org/proxy-addr/-/proxy-addr-2.0.7.tgz",
+      "integrity": "sha512-llQsMLSUDUPT44jdrU/O37qlnifitDP+ZwrmmZcoSKyLKvtZxpyV0n2/bD/N4tBAAZ/gJEdZU7KMraoK1+XYAg==",
+      "license": "MIT",
+      "dependencies": {
+        "forwarded": "0.2.0",
+        "ipaddr.js": "1.9.1"
+      },
+      "engines": {
+        "node": ">= 0.10"
+      }
+    },
+    "node_modules/qs": {
+      "version": "6.15.3",
+      "resolved": "https://registry.npmjs.org/qs/-/qs-6.15.3.tgz",
+      "integrity": "sha512-O9gl3zCl5h5blw1KGUzQKhA5oUXSl8rwUIM5o0S3nCXMliSvy5Dzx7/DJcI+SwgICv+IneSZwhBh1oSyEHA71A==",
+      "license": "BSD-3-Clause",
+      "dependencies": {
+        "es-define-property": "^1.0.1",
+        "side-channel": "^1.1.1"
+      },
+      "engines": {
+        "node": ">=0.6"
+      },
+      "funding": {
+        "url": "https://github.com/sponsors/ljharb"
+      }
+    },
+    "node_modules/range-parser": {
+      "version": "1.2.1",
+      "resolved": "https://registry.npmjs.org/range-parser/-/range-parser-1.2.1.tgz",
+      "integrity": "sha512-Hrgsx+orqoygnmhFbKaHE6c296J+HTAQXoxEF6gNupROmmGJRoyzfG3ccAveqCBrwr/2yxQ5BVd/GTl5agOwSg==",
+      "license": "MIT",
+      "engines": {
+        "node": ">= 0.6"
+      }
+    },
+    "node_modules/raw-body": {
+      "version": "2.5.3",
+      "resolved": "https://registry.npmjs.org/raw-body/-/raw-body-2.5.3.tgz",
+      "integrity": "sha512-s4VSOf6yN0rvbRZGxs8Om5CWj6seneMwK3oDb4lWDH0UPhWcxwOWw5+qk24bxq87szX1ydrwylIOp2uG1ojUpA==",
+      "license": "MIT",
+      "dependencies": {
+        "bytes": "~3.1.2",
+        "http-errors": "~2.0.1",
+        "iconv-lite": "~0.4.24",
+        "unpipe": "~1.0.0"
+      },
+      "engines": {
+        "node": ">= 0.8"
+      }
+    },
+    "node_modules/safe-buffer": {
+      "version": "5.2.1",
+      "resolved": "https://registry.npmjs.org/safe-buffer/-/safe-buffer-5.2.1.tgz",
+      "integrity": "sha512-rp3So07KcdmmKbGvgaNxQSJr7bGVSVk5S9Eq1F+ppbRo70+YeaDxkw5Dd8NPN+GD6bjnYm2VuPuCXmpuYvmCXQ==",
+      "funding": [
+        {
+          "type": "github",
+          "url": "https://github.com/sponsors/feross"
+        },
+        {
+          "type": "patreon",
+          "url": "https://www.patreon.com/feross"
+        },
+        {
+          "type": "consulting",
+          "url": "https://feross.org/support"
+        }
+      ],
+      "license": "MIT"
+    },
+    "node_modules/safer-buffer": {
+      "version": "2.1.2",
+      "resolved": "https://registry.npmjs.org/safer-buffer/-/safer-buffer-2.1.2.tgz",
+      "integrity": "sha512-YZo3K82SD7Riyi0E1EQPojLz7kpepnSQI9IyPbHHg1XXXevb5dJI7tpyN2ADxGcQbHG7vcyRHk0cbwqcQriUtg==",
+      "license": "MIT"
+    },
+    "node_modules/semver": {
+      "version": "7.8.5",
+      "resolved": "https://registry.npmjs.org/semver/-/semver-7.8.5.tgz",
+      "integrity": "sha512-Y7/KDsb8LjooZpwaqGyulO6DQlksgCncchHGk+sZIY4SBvUocMBEFH5Ur1fI4dV+Jvl0w6cjvucaIi40puRioA==",
+      "license": "ISC",
+      "bin": {
+        "semver": "bin/semver.js"
+      },
+      "engines": {
+        "node": ">=10"
+      }
+    },
+    "node_modules/send": {
+      "version": "0.19.2",
+      "resolved": "https://registry.npmjs.org/send/-/send-0.19.2.tgz",
+      "integrity": "sha512-VMbMxbDeehAxpOtWJXlcUS5E8iXh6QmN+BkRX1GARS3wRaXEEgzCcB10gTQazO42tpNIya8xIyNx8fll1OFPrg==",
+      "license": "MIT",
+      "dependencies": {
+        "debug": "2.6.9",
+        "depd": "2.0.0",
+        "destroy": "1.2.0",
+        "encodeurl": "~2.0.0",
+        "escape-html": "~1.0.3",
+        "etag": "~1.8.1",
+        "fresh": "~0.5.2",
+        "http-errors": "~2.0.1",
+        "mime": "1.6.0",
+        "ms": "2.1.3",
+        "on-finished": "~2.4.1",
+        "range-parser": "~1.2.1",
+        "statuses": "~2.0.2"
+      },
+      "engines": {
+        "node": ">= 0.8.0"
+      }
+    },
+    "node_modules/send/node_modules/ms": {
+      "version": "2.1.3",
+      "resolved": "https://registry.npmjs.org/ms/-/ms-2.1.3.tgz",
+      "integrity": "sha512-6FlzubTLZG3J2a/NVCAleEhjzq5oxgHyaCU9yYXvcLsvoVaHJq/s5xXI6/XXP6tz7R9xAOtHnSO/tXtF3WRTlA==",
+      "license": "MIT"
+    },
+    "node_modules/serve-static": {
+      "version": "1.16.3",
+      "resolved": "https://registry.npmjs.org/serve-static/-/serve-static-1.16.3.tgz",
+      "integrity": "sha512-x0RTqQel6g5SY7Lg6ZreMmsOzncHFU7nhnRWkKgWuMTu5NN0DR5oruckMqRvacAN9d5w6ARnRBXl9xhDCgfMeA==",
+      "license": "MIT",
+      "dependencies": {
+        "encodeurl": "~2.0.0",
+        "escape-html": "~1.0.3",
+        "parseurl": "~1.3.3",
+        "send": "~0.19.1"
+      },
+      "engines": {
+        "node": ">= 0.8.0"
+      }
+    },
+    "node_modules/setprototypeof": {
+      "version": "1.2.0",
+      "resolved": "https://registry.npmjs.org/setprototypeof/-/setprototypeof-1.2.0.tgz",
+      "integrity": "sha512-E5LDX7Wrp85Kil5bhZv46j8jOeboKq5JMmYM3gVGdGH8xFpPWXUMsNrlODCrkoxMEeNi/XZIwuRvY4XNwYMJpw==",
+      "license": "ISC"
+    },
+    "node_modules/side-channel": {
+      "version": "1.1.1",
+      "resolved": "https://registry.npmjs.org/side-channel/-/side-channel-1.1.1.tgz",
+      "integrity": "sha512-6x6dK6zJdpTzF4sQeNYxwtvBzf6Eg4GtlesS94HOvTudUeyK2WXAaIfmDgsyslYrRBeFIlsi54AYsFGUuhmvrQ==",
+      "license": "MIT",
+      "dependencies": {
+        "es-errors": "^1.3.0",
+        "object-inspect": "^1.13.4",
+        "side-channel-list": "^1.0.1",
+        "side-channel-map": "^1.0.1",
+        "side-channel-weakmap": "^1.0.2"
+      },
+      "engines": {
+        "node": ">= 0.4"
+      },
+      "funding": {
+        "url": "https://github.com/sponsors/ljharb"
+      }
+    },
+    "node_modules/side-channel-list": {
+      "version": "1.0.1",
+      "resolved": "https://registry.npmjs.org/side-channel-list/-/side-channel-list-1.0.1.tgz",
+      "integrity": "sha512-mjn/0bi/oUURjc5Xl7IaWi/OJJJumuoJFQJfDDyO46+hBWsfaVM65TBHq2eoZBhzl9EchxOijpkbRC8SVBQU0w==",
+      "license": "MIT",
+      "dependencies": {
+        "es-errors": "^1.3.0",
+        "object-inspect": "^1.13.4"
+      },
+      "engines": {
+        "node": ">= 0.4"
+      },
+      "funding": {
+        "url": "https://github.com/sponsors/ljharb"
+      }
+    },
+    "node_modules/side-channel-map": {
+      "version": "1.0.1",
+      "resolved": "https://registry.npmjs.org/side-channel-map/-/side-channel-map-1.0.1.tgz",
+      "integrity": "sha512-VCjCNfgMsby3tTdo02nbjtM/ewra6jPHmpThenkTYh8pG9ucZ/1P8So4u4FGBek/BjpOVsDCMoLA/iuBKIFXRA==",
+      "license": "MIT",
+      "dependencies": {
+        "call-bound": "^1.0.2",
+        "es-errors": "^1.3.0",
+        "get-intrinsic": "^1.2.5",
+        "object-inspect": "^1.13.3"
+      },
+      "engines": {
+        "node": ">= 0.4"
+      },
+      "funding": {
+        "url": "https://github.com/sponsors/ljharb"
+      }
+    },
+    "node_modules/side-channel-weakmap": {
+      "version": "1.0.2",
+      "resolved": "https://registry.npmjs.org/side-channel-weakmap/-/side-channel-weakmap-1.0.2.tgz",
+      "integrity": "sha512-WPS/HvHQTYnHisLo9McqBHOJk2FkHO/tlpvldyrnem4aeQp4hai3gythswg6p01oSoTl58rcpiFAjF2br2Ak2A==",
+      "license": "MIT",
+      "dependencies": {
+        "call-bound": "^1.0.2",
+        "es-errors": "^1.3.0",
+        "get-intrinsic": "^1.2.5",
+        "object-inspect": "^1.13.3",
+        "side-channel-map": "^1.0.1"
+      },
+      "engines": {
+        "node": ">= 0.4"
+      },
+      "funding": {
+        "url": "https://github.com/sponsors/ljharb"
+      }
+    },
+    "node_modules/split2": {
+      "version": "4.2.0",
+      "resolved": "https://registry.npmjs.org/split2/-/split2-4.2.0.tgz",
+      "integrity": "sha512-UcjcJOWknrNkF6PLX83qcHM6KHgVKNkV62Y8a5uYDVv9ydGQVwAHMKqHdJje1VTWpljG0WYpCDhrCdAOYH4TWg==",
+      "license": "ISC",
+      "engines": {
+        "node": ">= 10.x"
+      }
+    },
+    "node_modules/statuses": {
+      "version": "2.0.2",
+      "resolved": "https://registry.npmjs.org/statuses/-/statuses-2.0.2.tgz",
+      "integrity": "sha512-DvEy55V3DB7uknRo+4iOGT5fP1slR8wQohVdknigZPMpMstaKJQWhwiYBACJE3Ul2pTnATihhBYnRhZQHGBiRw==",
+      "license": "MIT",
+      "engines": {
+        "node": ">= 0.8"
+      }
+    },
+    "node_modules/toidentifier": {
+      "version": "1.0.1",
+      "resolved": "https://registry.npmjs.org/toidentifier/-/toidentifier-1.0.1.tgz",
+      "integrity": "sha512-o5sSPKEkg/DIQNmH43V0/uerLrpzVedkUh8tGNvaeXpfpuwjKenlSox/2O/BTlZUtEe+JG7s5YhEz608PlAHRA==",
+      "license": "MIT",
+      "engines": {
+        "node": ">=0.6"
+      }
+    },
+    "node_modules/type-is": {
+      "version": "1.6.18",
+      "resolved": "https://registry.npmjs.org/type-is/-/type-is-1.6.18.tgz",
+      "integrity": "sha512-TkRKr9sUTxEH8MdfuCSP7VizJyzRNMjj2J2do2Jr3Kym598JVdEksuzPQCnlFPW4ky9Q+iA+ma9BGm06XQBy8g==",
+      "license": "MIT",
+      "dependencies": {
+        "media-typer": "0.3.0",
+        "mime-types": "~2.1.24"
+      },
+      "engines": {
+        "node": ">= 0.6"
+      }
+    },
+    "node_modules/unpipe": {
+      "version": "1.0.0",
+      "resolved": "https://registry.npmjs.org/unpipe/-/unpipe-1.0.0.tgz",
+      "integrity": "sha512-pjy2bYhSsufwWlKwPc+l3cN7+wuJlK6uz0YdJEOlQDbl6jo/YlPi4mb8agUkVC8BF7V8NuzeyPNqRksA3hztKQ==",
+      "license": "MIT",
+      "engines": {
+        "node": ">= 0.8"
+      }
+    },
+    "node_modules/utils-merge": {
+      "version": "1.0.1",
+      "resolved": "https://registry.npmjs.org/utils-merge/-/utils-merge-1.0.1.tgz",
+      "integrity": "sha512-pMZTvIkT1d+TFGvDOqodOclx0QWkkgi6Tdoa8gC8ffGAAqz9pzPTZWAybbsHHoED/ztMtkv/VoYTYyShUn81hA==",
+      "license": "MIT",
+      "engines": {
+        "node": ">= 0.4.0"
+      }
+    },
+    "node_modules/vary": {
+      "version": "1.1.2",
+      "resolved": "https://registry.npmjs.org/vary/-/vary-1.1.2.tgz",
+      "integrity": "sha512-BNGbWLfd0eUPabhkXUVm0j8uuvREyTh5ovRa/dyow/BqAbZJyC+5fU+IzQOzmAKzYqYRAISoRhdQr3eIZ/PXqg==",
+      "license": "MIT",
+      "engines": {
+        "node": ">= 0.8"
+      }
+    },
+    "node_modules/xtend": {
+      "version": "4.0.2",
+      "resolved": "https://registry.npmjs.org/xtend/-/xtend-4.0.2.tgz",
+      "integrity": "sha512-LKYU1iAXJXUgAXn9URjiu+MWhyUXHsvfp7mcuYm9dSUKK0/CjtrUwFAxD82/mCWbtLsGjFIad0wIsod4zrTAEQ==",
+      "license": "MIT",
+      "engines": {
+        "node": ">=0.4"
+      }
+    }
+  }
+}
diff --git a/api/package.json b/api/package.json
new file mode 100644
index 0000000..41c82e1
--- /dev/null
+++ b/api/package.json
@@ -0,0 +1,16 @@
+{
+  "name": "paynext-api",
+  "version": "1.0.0",
+  "main": "src/server.js",
+  "scripts": {
+    "start": "node src/server.js",
+    "dev": "node --watch src/server.js"
+  },
+  "dependencies": {
+    "bcryptjs": "^2.4.3",
+    "dotenv": "^16.4.5",
+    "express": "^4.19.2",
+    "jsonwebtoken": "^9.0.2",
+    "pg": "^8.12.0"
+  }
+}
diff --git a/api/src/app.js b/api/src/app.js
new file mode 100644
index 0000000..daa1419
--- /dev/null
+++ b/api/src/app.js
@@ -0,0 +1,13 @@
+const express = require("express");
+const routes = require("./routes");
+const errorHandler = require("./middleware/errorHandler");
+
+const app = express();
+app.use(express.json());
+app.use("/api/v1", routes);
+app.use((req, res) =>
+  res.status(404).json({ success: false, error: "Route not found" }),
+);
+app.use(errorHandler);
+
+module.exports = app;
diff --git a/api/src/config/db.js b/api/src/config/db.js
new file mode 100644
index 0000000..f7131cb
--- /dev/null
+++ b/api/src/config/db.js
@@ -0,0 +1,12 @@
+require("dotenv").config();
+const { Pool } = require("pg");
+
+const pool = new Pool({
+  host: process.env.DB_HOST || "localhost",
+  port: Number(process.env.DB_PORT || 5432),
+  user: process.env.DB_USER || "paynext",
+  password: process.env.DB_PASSWORD,
+  database: process.env.DB_NAME || "paynext_db",
+});
+
+module.exports = pool;
diff --git a/api/src/controllers/authController.js b/api/src/controllers/authController.js
new file mode 100644
index 0000000..4aa75e9
--- /dev/null
+++ b/api/src/controllers/authController.js
@@ -0,0 +1,70 @@
+const bcrypt = require("bcryptjs");
+const userModel = require("../models/userModel");
+const walletModel = require("../models/walletModel");
+const { signToken } = require("../middleware/auth");
+
+const register = async (req, res, next) => {
+  try {
+    const { email, password, fullName, phone } = req.body;
+    if (!email || !password || !fullName)
+      return res.status(400).json({ success: false, error: "email, password and fullName are required" });
+    if (password.length < 6)
+      return res.status(400).json({ success: false, error: "Password must be at least 6 characters" });
+
+    const existing = await userModel.findByEmail(email.toLowerCase());
+    if (existing)
+      return res.status(409).json({ success: false, error: "Email already registered" });
+
+    const passwordHash = await bcrypt.hash(password, 10);
+    const user = await userModel.create({
+      email: email.toLowerCase(),
+      passwordHash,
+      fullName,
+      phone,
+    });
+
+    const wallet = await walletModel.create(user.id, "USD");
+    const token = signToken(user);
+
+    res.status(201).json({
+      success: true,
+      message: "Registered successfully",
+      data: { user, wallet, token },
+    });
+  } catch (e) {
+    next(e);
+  }
+};
+
+const login = async (req, res, next) => {
+  try {
+    const { email, password } = req.body;
+    const user = await userModel.findByEmail((email || "").toLowerCase());
+    if (!user)
+      return res.status(401).json({ success: false, error: "Invalid credentials" });
+
+    const ok = await bcrypt.compare(password || "", user.password_hash);
+    if (!ok)
+      return res.status(401).json({ success: false, error: "Invalid credentials" });
+
+    const token = signToken(user);
+    const { password_hash, ...safeUser } = user;
+
+    res.json({ success: true, message: "Login successful", data: { user: safeUser, token } });
+  } catch (e) {
+    next(e);
+  }
+};
+
+const me = async (req, res, next) => {
+  try {
+    const user = await userModel.findById(req.user.sub);
+    if (!user)
+      return res.status(404).json({ success: false, error: "User not found" });
+    res.json({ success: true, data: user });
+  } catch (e) {
+    next(e);
+  }
+};
+
+module.exports = { register, login, me };
diff --git a/api/src/controllers/moneyController.js b/api/src/controllers/moneyController.js
new file mode 100644
index 0000000..5a2df55
--- /dev/null
+++ b/api/src/controllers/moneyController.js
@@ -0,0 +1,154 @@
+const {
+  ApiError,
+  withTransaction,
+  lockWallet,
+  setBalance,
+  logTx,
+  gatewayLog,
+} = require("../services/moneyService");
+
+const topUp = async (req, res, next) => {
+  try {
+    const amount = Number(req.body.amount);
+    if (!amount || amount <= 0) throw new ApiError("amount must be greater than 0", 400);
+
+    const data = await withTransaction(async (client) => {
+      const wallet = await lockWallet(client, req.params.id);
+      if (!wallet) throw new ApiError("Wallet not found", 404);
+      if (wallet.user_id !== req.user.sub) throw new ApiError("Not your wallet", 403);
+      if (wallet.status !== "active") throw new ApiError("Wallet is not active", 400);
+
+      const provider = req.body.provider || "mock";
+      const gw = await gatewayLog(client, {
+        walletId: wallet.id,
+        provider,
+        providerRef: "MOCK-" + Date.now(),
+        type: "top_up",
+        amount,
+        currency: wallet.currency,
+        status: "completed",
+      });
+
+      const newBalance = Number(wallet.balance) + amount;
+      await setBalance(client, wallet, newBalance);
+      const tx = await logTx(client, {
+        walletId: wallet.id,
+        type: "top_up",
+        amount,
+        balanceAfter: newBalance,
+        referenceId: gw.id,
+        description: req.body.description || `Top-up via ${provider}`,
+      });
+
+      return { newBalance: newBalance.toFixed(2), transaction: tx, gateway: gw };
+    });
+
+    res.status(201).json({ success: true, message: "Top-up successful", data });
+  } catch (e) {
+    next(e);
+  }
+};
+
+const withdraw = async (req, res, next) => {
+  try {
+    const amount = Number(req.body.amount);
+    if (!amount || amount <= 0) throw new ApiError("amount must be greater than 0", 400);
+
+    const data = await withTransaction(async (client) => {
+      const wallet = await lockWallet(client, req.params.id);
+      if (!wallet) throw new ApiError("Wallet not found", 404);
+      if (wallet.user_id !== req.user.sub) throw new ApiError("Not your wallet", 403);
+      if (wallet.status !== "active") throw new ApiError("Wallet is not active", 400);
+      if (Number(wallet.balance) < amount) throw new ApiError("Insufficient balance", 400);
+
+      const provider = req.body.provider || "mock";
+      const gw = await gatewayLog(client, {
+        walletId: wallet.id,
+        provider,
+        providerRef: "MOCK-" + Date.now(),
+        type: "withdrawal",
+        amount,
+        currency: wallet.currency,
+        status: "completed",
+      });
+
+      const newBalance = Number(wallet.balance) - amount;
+      await setBalance(client, wallet, newBalance);
+      const tx = await logTx(client, {
+        walletId: wallet.id,
+        type: "withdrawal",
+        amount,
+        balanceAfter: newBalance,
+        referenceId: gw.id,
+        description: req.body.description || `Withdrawal via ${provider}`,
+      });
+
+      return { newBalance: newBalance.toFixed(2), transaction: tx, gateway: gw };
+    });
+
+    res.status(201).json({ success: true, message: "Withdrawal successful", data });
+  } catch (e) {
+    next(e);
+  }
+};
+
+const sendMoney = async (req, res, next) => {
+  try {
+    const amount = Number(req.body.amount);
+    const { fromWalletId, toWalletNumber, note } = req.body;
+    if (!amount || amount <= 0) throw new ApiError("amount must be greater than 0", 400);
+    if (!fromWalletId || !toWalletNumber)
+      throw new ApiError("fromWalletId and toWalletNumber are required", 400);
+
+    const data = await withTransaction(async (client) => {
+      const from = await lockWallet(client, fromWalletId);
+      if (!from) throw new ApiError("Sender wallet not found", 404);
+      if (from.user_id !== req.user.sub) throw new ApiError("Not your wallet", 403);
+
+      const toRes = await client.query(
+        "SELECT * FROM wallets WHERE wallet_number = $1",
+        [toWalletNumber]
+      );
+      const to = toRes.rows[0];
+      if (!to) throw new ApiError("Receiver wallet not found", 404);
+      if (to.id === from.id) throw new ApiError("Cannot send to the same wallet", 400);
+      if (from.status !== "active" || to.status !== "active")
+        throw new ApiError("Wallet is not active", 400);
+      if (from.currency !== to.currency) throw new ApiError("Currency mismatch", 400);
+      if (Number(from.balance) < amount) throw new ApiError("Insufficient balance", 400);
+
+      const lockedTo = await lockWallet(client, to.id);
+
+      const tr = await client.query(
+        `INSERT INTO transfers (from_wallet_id, to_wallet_id, amount, currency, note)
+         VALUES ($1, $2, $3, $4, $5) RETURNING *`,
+        [from.id, to.id, amount, from.currency, note || null]
+      );
+      const transfer = tr.rows[0];
+
+      const fromBalance = Number(from.balance) - amount;
+      const toBalance = Number(lockedTo.balance) + amount;
+      await setBalance(client, from, fromBalance);
+      await setBalance(client, lockedTo, toBalance);
+
+      await logTx(client, {
+        walletId: from.id, type: "transfer_out", amount,
+        balanceAfter: fromBalance, referenceId: transfer.id,
+        description: note || `Sent to ${to.wallet_number}`,
+      });
+      await logTx(client, {
+        walletId: to.id, type: "transfer_in", amount,
+        balanceAfter: toBalance, referenceId: transfer.id,
+        description: note || `Received from ${from.wallet_number}`,
+      });
+
+      return { transfer, fromBalance: fromBalance.toFixed(2), toBalance: toBalance.toFixed(2) };
+    });
+
+    res.status(201).json({ success: true, message: "Transfer successful", data });
+  } catch (e) {
+    next(e);
+  }
+};
+
+module.exports = { topUp, withdraw, sendMoney };
diff --git a/api/src/controllers/walletController.js b/api/src/controllers/walletController.js
new file mode 100644
index 0000000..9f56287
--- /dev/null
+++ b/api/src/controllers/walletController.js
@@ -0,0 +1,84 @@
+const walletModel = require("../models/walletModel");
+const transactionModel = require("../models/transactionModel");
+
+async function loadOwnWallet(req) {
+  const wallet = await walletModel.findById(req.params.id);
+  if (!wallet) return { error: "Wallet not found", status: 404 };
+  if (wallet.user_id !== req.user.sub)
+    return { error: "Not your wallet", status: 403 };
+  return { wallet };
+}
+
+const createWallet = async (req, res, next) => {
+  try {
+    const wallet = await walletModel.create(
+      req.user.sub,
+      req.body.currency || "USD",
+    );
+    res
+      .status(201)
+      .json({ success: true, message: "Wallet created", data: wallet });
+  } catch (e) {
+    next(e);
+  }
+};
+
+const myWallets = async (req, res, next) => {
+  try {
+    const wallets = await walletModel.listByUser(req.user.sub);
+    res.json({ success: true, count: wallets.length, data: wallets });
+  } catch (e) {
+    next(e);
+  }
+};
+
+const getWallet = async (req, res, next) => {
+  try {
+    const { wallet, error, status } = await loadOwnWallet(req);
+    if (error) return res.status(status).json({ success: false, error });
+    res.json({ success: true, data: wallet });
+  } catch (e) {
+    next(e);
+  }
+};
+
+const getBalance = async (req, res, next) => {
+  try {
+    const { wallet, error, status } = await loadOwnWallet(req);
+    if (error) return res.status(status).json({ success: false, error });
+    res.json({
+      success: true,
+      data: {
+        walletId: wallet.id,
+        walletNumber: wallet.wallet_number,
+        currency: wallet.currency,
+        balance: wallet.balance,
+      },
+    });
+  } catch (e) {
+    next(e);
+  }
+};
+
+const getTransactions = async (req, res, next) => {
+  try {
+    const { wallet, error, status } = await loadOwnWallet(req);
+    if (error) return res.status(status).json({ success: false, error });
+
+    const limit = Math.min(Number(req.query.limit) || 20, 100);
+    const offset = Number(req.query.offset) || 0;
+
+    const rows = await transactionModel.listByWallet(wallet.id, limit, offset);
+    res.json({ success: true, count: rows.length, data: rows });
+  } catch (e) {
+    next(e);
+  }
+};
+
+module.exports = {
+  createWallet,
+  myWallets,
+  getWallet,
+  getBalance,
+  getTransactions,
+};
diff --git a/api/src/middleware/auth.js b/api/src/middleware/auth.js
new file mode 100644
index 0000000..080e1a9
--- /dev/null
+++ b/api/src/middleware/auth.js
@@ -0,0 +1,24 @@
+const jwt = require("jsonwebtoken");
+
+function signToken(user) {
+  return jwt.sign({ sub: user.id, email: user.email }, process.env.JWT_SECRET, {
+    expiresIn: "7d",
+  });
+}
+
+function requireAuth(req, res, next) {
+  const header = req.headers.authorization || "";
+  const token = header.startsWith("Bearer ") ? header.slice(7) : null;
+  if (!token)
+    return res.status(401).json({ success: false, error: "Missing token" });
+  try {
+    req.user = jwt.verify(token, process.env.JWT_SECRET);
+    next();
+  } catch {
+    return res
+      .status(401)
+      .json({ success: false, error: "Invalid or expired token" });
+  }
+}
+
+module.exports = { signToken, requireAuth };
diff --git a/api/src/middleware/errorHandler.js b/api/src/middleware/errorHandler.js
new file mode 100644
index 0000000..f560675
--- /dev/null
+++ b/api/src/middleware/errorHandler.js
@@ -0,0 +1,8 @@
+module.exports = (err, req, res, next) => {
+  console.error(err);
+  const status = err.status || 500;
+  res.status(status).json({
+    success: false,
+    error: status === 500 ? "Internal server error" : err.message,
+  });
+};
diff --git a/api/src/models/userModel.js b/api/src/models/userModel.js
new file mode 100644
index 0000000..f02b456
--- /dev/null
+++ b/api/src/models/userModel.js
@@ -0,0 +1,26 @@
+const pool = require("../config/db");
+
+async function findByEmail(email) {
+  const r = await pool.query("SELECT * FROM users WHERE email = $1", [email]);
+  return r.rows[0];
+}
+
+async function findById(id) {
+  const r = await pool.query(
+    "SELECT id, email, full_name, phone, status, created_at FROM users WHERE id = $1",
+    [id],
+  );
+  return r.rows[0];
+}
+
+async function create({ email, passwordHash, fullName, phone }) {
+  const r = await pool.query(
+    `INSERT INTO users (email, password_hash, full_name, phone)
+     VALUES ($1, $2, $3, $4)
+     RETURNING id, email, full_name, phone, status, created_at`,
+    [email, passwordHash, fullName, phone],
+  );
+  return r.rows[0];
+}
+
+module.exports = { findByEmail, findById, create };
diff --git a/api/src/models/walletModel.js b/api/src/models/walletModel.js
new file mode 100644
index 0000000..8de29f0
--- /dev/null
+++ b/api/src/models/walletModel.js
@@ -0,0 +1,26 @@
+const pool = require("../config/db");
+
+async function create(userId, currency = "USD") {
+  const walletNumber = "PAYNX-" + Math.floor(100000 + Math.random() * 900000);
+  const r = await pool.query(
+    `INSERT INTO wallets (user_id, wallet_number, currency)
+     VALUES ($1, $2, $3) RETURNING *`,
+    [userId, walletNumber, currency],
+  );
+  return r.rows[0];
+}
+
+async function listByUser(userId) {
+  const r = await pool.query(
+    "SELECT * FROM wallets WHERE user_id = $1 ORDER BY created_at",
+    [userId],
+  );
+  return r.rows;
+}
+
+async function findById(id) {
+  const r = await pool.query("SELECT * FROM wallets WHERE id = $1", [id]);
+  return r.rows[0];
+}
+
+module.exports = { create, listByUser, findById };
diff --git a/api/src/routes/authRoutes.js b/api/src/routes/authRoutes.js
new file mode 100644
index 0000000..2b93097
--- /dev/null
+++ b/api/src/routes/authRoutes.js
@@ -0,0 +1,10 @@
+const express = require("express");
+const router = express.Router();
+const authController = require("../controllers/authController");
+const { requireAuth } = require("../middleware/auth");
+
+router.post("/register", authController.register);
+router.post("/login", authController.login);
+router.get("/me", requireAuth, authController.me);
+
+module.exports = router;
diff --git a/api/src/routes/index.js b/api/src/routes/index.js
new file mode 100644
index 0000000..3c78460
--- /dev/null
+++ b/api/src/routes/index.js
@@ -0,0 +1,24 @@
+// api/src/routes/index.js (Master Router)
+const express = require("express");
+const router = express.Router();
+
+const authRoutes = require("./authRoutes");
+const walletRoutes = require("./walletRoutes");
+const moneyRoutes = require("./moneyRoutes");
+const requestRoutes = require("./requestRoutes");
+
+router.get("/health", (req, res) =>
+  res.json({
+    success: true,
+    service: "paynext-api",
+    time: new Date().toISOString(),
+  }),
+);
+
+// Mount team routes
+router.use("/auth", authRoutes);
+router.use("/wallets", walletRoutes);
+router.use("/transfers", moneyRoutes);
+router.use("/payment-requests", requestRoutes);
+
+module.exports = router;
diff --git a/api/src/routes/moneyRoutes.js b/api/src/routes/moneyRoutes.js
new file mode 100644
index 0000000..87e5417
--- /dev/null
+++ b/api/src/routes/moneyRoutes.js
@@ -0,0 +1,9 @@
+const express = require("express");
+const router = express.Router();
+const moneyController = require("../controllers/moneyController");
+const { requireAuth } = require("../middleware/auth");
+
+// Note: top-up and withdraw are on the wallet router, but sendMoney is here
+router.post("/", requireAuth, moneyController.sendMoney);
+
+module.exports = router;
\ No newline at end of file
diff --git a/api/src/routes/requestRoutes.js b/api/src/routes/requestRoutes.js
new file mode 100644
index 0000000..e69de29
diff --git a/api/src/routes/walletRoutes.js b/api/src/routes/walletRoutes.js
new file mode 100644
index 0000000..293c733
--- /dev/null
+++ b/api/src/routes/walletRoutes.js
@@ -0,0 +1,16 @@
+const express = require("express");
+const router = express.Router();
+const walletController = require("../controllers/walletController");
+const moneyController = require("../controllers/moneyController");
+const { requireAuth } = require("../middleware/auth");
+
+router.post("/", requireAuth, walletController.createWallet);
+router.get("/", requireAuth, walletController.myWallets);
+router.get("/:id", requireAuth, walletController.getWallet);
+router.get("/:id/balance", requireAuth, walletController.getBalance);
+router.get("/:id/transactions", requireAuth, walletController.getTransactions);
+
+router.post("/:id/top-up", requireAuth, moneyController.topUp);
+router.post("/:id/withdraw", requireAuth, moneyController.withdraw);
+
+module.exports = router;
diff --git a/api/src/server.js b/api/src/server.js
new file mode 100644
index 0000000..4edc2e2
--- /dev/null
+++ b/api/src/server.js
@@ -0,0 +1,5 @@
+require("dotenv").config();
+const app = require("./app");
+
+const port = process.env.PORT || 3000;
+app.listen(port, () => console.log(`payNEXT API listening on port ${port}`));
diff --git a/api/src/services/moneyService.js b/api/src/services/moneyService.js
new file mode 100644
index 0000000..dd92431
--- /dev/null
+++ b/api/src/services/moneyService.js
@@ -0,0 +1,71 @@
+const pool = require("../config/db");
+
+class ApiError extends Error {
+  constructor(message, status) {
+    super(message);
+    this.status = status;
+  }
+}
+
+async function withTransaction(fn) {
+  const client = await pool.connect();
+  try {
+    await client.query("BEGIN");
+    const result = await fn(client);
+    await client.query("COMMIT");
+    return result;
+  } catch (e) {
+    await client.query("ROLLBACK");
+    throw e;
+  } finally {
+    client.release();
+  }
+}
+
+async function lockWallet(client, id) {
+  const r = await client.query(
+    "SELECT * FROM wallets WHERE id = $1 FOR UPDATE",
+    [id],
+  );
+  return r.rows[0];
+}
+
+async function setBalance(client, wallet, balance) {
+  await client.query(
+    "UPDATE wallets SET balance = $1, updated_at = CURRENT_TIMESTAMP WHERE id = $2",
+    [balance, wallet.id],
+  );
+}
+
+async function logTx(
+  client,
+  { walletId, type, amount, balanceAfter, referenceId, description },
+) {
+  const r = await client.query(
+    `INSERT INTO transactions (wallet_id, type, amount, balance_after, reference_id, description)
+     VALUES ($1, $2, $3, $4, $5, $6) RETURNING *`,
+    [walletId, type, amount, balanceAfter, referenceId, description],
+  );
+  return r.rows[0];
+}
+
+async function gatewayLog(
+  client,
+  { walletId, provider, providerRef, type, amount, currency, status },
+) {
+  const r = await client.query(
+    `INSERT INTO gateway_transactions (wallet_id, provider, provider_transaction_id, type, amount, currency, status)
+     VALUES ($1, $2, $3, $4, $5, $6, $7) RETURNING *`,
+    [walletId, provider, providerRef, type, amount, currency, status],
+  );
+  return r.rows[0];
+}
+
+module.exports = {
+  ApiError,
+  withTransaction,
+  lockWallet,
+  setBalance,
+  logTx,
+  gatewayLog,
+};